InsureWorkforce
Contractor Benefits Package
At Lexitas, we believe in supporting our independent contractors because we understand that our continued success could not be achieved without them. We know finding quality benefits as a independent contractor can be challenging, which is why we’ve teamed up with InsureWorkforce, an expert in independent contractor benefits, to have them customize affordable health offerings, banking services, and professional support assistance for Lexitas contractors. Browse InsureWorkforce's program and tailored coverages to find the right fit for your family’s budget and lifestyle. We hope you take advantage!
Contractors can elect to enroll in the following benefit offerings:
Basic Health
Affordable plans to cover common medical expenses for illness and accident, as well as dental and vision add-on coverages.
Starting at $65/month
View Plans
Short-Term Medical
Health plans designed to provide coverage and offset medical costs for a defined time period. Enrollment is available year-round.
Individual and Family Pricing
View Plans
Banking
Free online banking services designed for contractors – with easy expense management, tax planning, and more!
FREE
Learn More
Contractor Advantage
Professional Legal, Tax, Financial, and Technical support – includes free Tax Return!
$9.99/month
See SupportBasic Health
Looking for health coverage without the high cost of major medical plans? Starting at just $65, our affordable Basic Health Plans might be for you!
What is a Basic Health Plan?
This limited medical benefit insurance is not major medical coverage, but it includes benefits for many common health expenses including:
- Doctor's Office Visits
- Hospital Stays
- Laboratory Tests
- X-Rays
- ER and Surgery Benefits
- Prescription Drug Coverage Available
- Telemedicine Included
- These individual or family health coverages pay first dollar towards medical expenses, meaning no deductible or co-insurance issues.
- Plans are guaranteed issued with no medical questions asked.
- Plans pay cash reimbursement regardless of any other insurance coverage.
Basic Health Plans - HealthSelect
Dental Plans
These bundled, limited-benefit dental insurance plans provide coverage for the most commonly occurring dental expenses. Dental coverage provides members with access to network discounts averaging 20-40% below normal cost for services such as:
- Preventative & Diagnostic
- Minor & Major Restorative
- Endodontics
- Periodontics
- Oral Surgery
- General Anesthesia & IV
- Orthodontia
Short-Term Medical
Keep yourself safe with temporary health coverage. Find short-term health insurance plans for up to 60% less.
If you missed the cutoff to apply for Major Medical coverage or are looking for stop gap medical coverage, you may want to consider a Short-term Plan. These plans have a defined coverage period and can help offset costs if you have a medical emergency unrelated to a preexisting condition. Plans can vary, so compare options to get the coverage that fits your situation.
Banking
The FREE, all-in-one banking solution for independent contractors – mobile banking, expense management, automatic tax savings, and other tools designed to save you time and money.
100% Free. 100% Online
Lili is an online banking platform designed specifically for independent contractors. Lili is on a mission to empower independent workers with the financial tools and services needed to balance work and life all in one account.
The future of banking is here.
Independent contractors like you are redefining how we work. Lili is redesigning banking to help you thrive.
100% Online. 100% Stress Free.
- Visa Business Debit Card
- No Minimum Balance
- Fee-Free Overdraft (up to $200)
- Free ATM withdrawals at 38,000+ locations
Tax Bucketing
- Automatic saving for tax season
- Yearly and quarterly tax expense reporting
Expense Management
- Sort & categorize expenses on the go
- Keep organized for reporting and tax season
Contractor Advantage
Get the professional support you need as an independent contractor – from Lawyers to Accountants, Financial Counselors, and Remote Tech Support as well!
For just $9.99/month, get all of the professional support that you deserve without the hassle.
Tax Prep & Advice
Take advantage of the following services from CPAs included in your Contractor Advantage Plan:
- FREE Tax Return Preparation
- Unlimited Advice on Federal Taxation
- Unlimited Advice on Federal Taxation for Small Business Owners (Sole Proprietors)
- IRS Audit Planning
- Tax Planning
Legal Services
Free and deeply discounted legal care available such as:
- FREE Legal Services to address many common issues
- Hundreds of Sample Forms, Letters, and Agreements to help you Personally & Professionally: Last Will & Testament, Bill of Sale, Landlord/Tenant Agreements, Leases, Power of Attorney, & Others
- Discounted Rates on: Uncontested Divorce, Traffic Ticket Defense, Bankruptcy, Residential Real Estate Document Review, & More
Remote Tech Support
Get technical problems resolved immediately, without having to visit a repair shop or wait for a technician to visit. Get help with:
- Internet and Software Issues & Installation
- HPC Maintenance
- Data Backup
- Printers, Scanners, & Handheld-Devices included
Financial & Credit Assistance
Get financial help 24/7 with these FREE services:
- Financial Assessment with credit and debt analysis
- Financial Advice regarding the financing of first-time home ownership including mortgages, refinancing and reverse mortgages
- Online Tools and Resources to educate and improve money management skills
Identity Theft Solutions
Identity Theft prevention & resolution services include:
- Financial Assessment with credit and debt analysis
- Financial Advice regarding the financing of first-time home ownership including mortgages, refinancing and reverse mortgages
- Online Tools and Resources to educate and improve money management skills
Sign up today for just $9.99/month to start taking advantage.
Plan Details
Enrollment
Online enrollment is quick and easy. After enrolling, you will receive an email confirmation and immediately have access to the services resources included Contractor Advantage Plan.
Effective Dates
For all services other than Identity Theft Protection, you will immediately have access following enrollment. Identity Theft Protection is effective the first day of the month following enrollment.
Billing Payment
This plan is $9.99 per month. Payment is made through a credit card, and once your payment is confirmed, you will receive email confirmation. Payment renews automatically each month until cancellation.
Cancellation
You may cancel or opt out of automatic renewal at any time by emailing cs@icbassocation.org.
Fees are paid on a monthly basis so there are no refunds of any fees paid.
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