*The insurance described in this proposal provides limited benefits. Limited benefits plans are insurance products with reduced benefits and are not intended to be an alternative to or integrated with comprehensive coverage. Further, this insurance does not coordinate with any other insurance plan. It does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. Further, this insurance is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act. Limited Accident & Sickness Medical, Accidental Death and Dismemberment, Critical Illness, Prescription Drug, Dental and Vision Plan coverages are underwritten by AXIS Insurance Company. HealthSelect, CriticalMed and HealthAssist are not major medical insurance and are NOT designed to replace, provide, or modify major medical insurance. This information is a brief description of the important features of the insurance plan. It is not a contract of insurance. The terms and conditions of coverage are set forth in the policies issued in the state in which the policies are delivered. Complete details may be found in the policies on file at your employer’s office. The policies are subject to the laws of the state in which they are issued. Coverage may not be available in all states or certain terms may be different if required by state law. Please keep this information as a reference. AXIS Insurance Company assumes no responsibility or liability for non-insurance services of third parties.